Here at Davidson Deem, our specialist mortgage brokers aim to get borrowers the mortgage they want and need. With years of experience and expertise when it comes to mortgage broking, we pride ourselves on being able to get in touch with a large variety of different lenders. Because of this, we can provide you with as many specialist mortgages as possible. We also offer a fee-free service on mortgages over £125,000. This means that you won't have to pay anything for our services! Interested? Why not give us a call on 01202 884111 and speak to a specialist mortgage broker today!
A mortgage broker is a company or person that finds mortgages for borrowers by getting in touch with lenders on their behalf. These specialists will work directly with you as the borrower; therefore, you won't have to approach the lenders yourself. Our brokers can help with any of the following:
Our mortgage brokers will work with you to decide what kind of mortgage you need and will find a deal that matches your exact requirements.
We will also offer advice to you when searching for a suitable mortgage and will have a duty of care towards you as the borrower. Because of this, we are obliged to find the most suitable mortgages for you and must be able to justify our reccommendations to you.
When you are applying for a specialist mortgage, it can be quite often be very stressful. Especially with the number of lenders there are to choose from, we can help to provide you with an easier and more efficient process. This is because:
Here at Davidson Deem, we do our best to help borrowers find the mortgage that they are happy with. However, we do not offer secured lending advice.
As previously mentioned, mortgage brokers can save you more money in the long term than you’d spend up front. However, it is best to consider the costs of a mortgage broker as this will add to your upfront costs of buying a home. Prices vary from different mortgage brokers and even the way that you pay for their services:
You may not have to pay anything with some mortgage brokers as they work on a fee free basis because they earn commission from certain lenders. Here at Davidson Deem, we work on a fee free basis but only on mortgages over £125,000; any mortgages lower than £100,000 will require a fee of around £300.
Here at Davidson Deem, we are not independent financial advisors (we just arrange mortgages), and we suggest that you should take advice from a financial advisor before making any decisions involving money. We can put you in touch with an advisor if you wish.
We pride ourselves on being able to offer a personalised service even with our fee-free service. When you speak to one of our specialist mortgage brokers, you will only deal with one director of the firm through the entire process and any future dealings that you may have with us. We even have clients with us that have dealt with the same director for over 20 years! We feel that this is better as this allows you to build a relationship and a level of trust with your broker.
We also specialise in providing you with professional mortgage advice that you can trust. We will ensure that you get the best possible advice that suits your individual requirements - whether it be your first mortgage, a re-mortgage or a better rate from your existing lender. We have got you covered! We aim to find the most attractive interest rates, however, peripheral terms and conditions in addition to the quality of service from the lender are also factors that we consider when finding you a mortgage.
Whichever kind of mortgage you are looking for, a specialist mortgage broker can help you. To get in touch with Davidson Deem, call us on 01202 884 111 and one of your specialists will be able to help you find the perfect mortgage!
Get in touch with us to find out more