Here at Davidson Deem, we specialise in mortgages for solicitors. With over 30 years of industry experience, our expert team will help you find a solution that is better than any other standard mortgage.
Getting a mortgage as a solicitor can often be quite simple. However, if you are looking for a more specific option to suit your needs, Davidson Deem can help. Our expert team are here to provide you with quality advice and the best rates, something you would be highly unlikely to get from a standard mortgage.
If you are in the legal profession, we can provide you with specialist services, ensuring you receive a better mortgage for your needs. If you apply through us, lenders will individually assess and consider your circumstances instead of using a standard formula.
Fixed term contracts, overtime, variable income, and profit sharing are just a few examples of the mortgage obstacles you can face as a solicitor. Many mortgage lenders will only consider your initial salary when it comes to the success of your application. This will often result in you only being offered a low mortgage amount. By trusting our team at Davidson Deem, we will provide you with better opportunities and a higher mortgage loan to best suit your needs.
Our lawyer mortgages are flexible in considering your circumstances and can offer you the following benefits:
Large Loan to Value Ratio- If you are a solicitor, you could receive up to 95% loan to value ratio.
Borrow More- Your additional income can be considered when applying for a professional mortgage. Because of this, you will have the opportunity to borrow a larger loan.
Considering Future Income- If you are a recently qualified solicitor, lenders will consider the reliable increases within your profession, allowing you to obtain a mortgage of up to 5.5 times your income.
Desirable Rates- As a solicitor, you could receive lower rates in comparison to traditional mortgage rates.
Different Mortgage Types- It is easier to obtain different mortgage types including re-mortgages, interest-only mortgages and part interest only, part capital & interest mortgages
At the beginning of our service with you, we will start by arranging an initial appointment where we will discuss your requirements. After this, we will advise you on how to obtain a professional mortgage based on your criteria. We can support you by offering our high-quality solutions at a reasonable cost. We have set our fee to £400 and this is only payable once we have obtained a formal mortgage offer from a lender. Find out more information on our charges, discounts and schemes today!
For some of the best services from our expert team, get in touch with our specialist mortgage brokers on 01202 884111 today.
Get in touch with us to find out more