Mortgages at Davidson Deem

Arranging a mortgage is one of the biggest financial decisions you will make. Our impartial, qualified advisers will help you through this often stressful process.

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Mortgages

Whether you are a first-time buyer, moving home, looking to remortgage, purchase a second home or even looking to release equity, this is where our advisers excel. 

Be reassured that our style is to guarantee reliable, professional mortgage advice appropriate to any individual that makes contact with us.

Levels of Service & Fees

We have set our fee to £400. This is only payable once we get you a formal mortgage offer from a lender. If we cannot get you a mortgage, we won't charge you a fee. We can also arrange a new rate for you with your current lender. This is commonly known as a product transfer and as there is less worked involved in this, we will not charge you a fee. For more information on our fees, see our other discounts and schemes.

Quite simply, over the past few years, it has become more difficult to get a mortgage. Following the last recession and due to tighter lending controls and regulations, lenders have become unable or unwilling to lend at the amounts they did in the past. Mortgages that were once easy for us to place are now being declined by lenders on a regular basis. Consequently, much of our time is spent initially finding a lender who should lend to you in the current climate, as well as securing a competitive rate of interest on your mortgage. The result of these market changes is that a good quality mortgage broker is vital when it comes to handling your application from start to finish.

We are a ‘whole of market’ broker for first charge mortgage contracts. This is not to be confused with the term ‘independent’, which the Financial Conduct Authority define as being able to offer different categories of mortgage advice, for example, bridging loans and second charge lending. We do not offer advice on bridging loans and second charge mortgages.

Please call us to discuss your requirements and for an indication of any applicable fee.

Complaints Procedures

One of the statutory objectives of the Financial Conduct Authority is that all firms must have regard to the information needs of its customers and treat their customers fairly. In addition the Financial Conduct Authority has set out guidance on how firms can evidence that they are treating their customers fairly by way of ensuring that firms do not impose any barrier to customers making a complaint.

We seek to ensure that our handling of customer’s complaints meets these rules and expectations and are inherent within our processes and procedures. You are advised that you can decide at any point during the investigation of your complaint to exercise your right to refer the matter to the Financial Ombudsman Service.

If you feel you need to complain, letting us know when you're unhappy gives us the opportunity to put matters right for you and improve our service for everybody.

Please click here for our Complaints Brochure

Contact Us

Get in touch with us to find out more


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Mitchell Denmark
Mitchell Denmark
21:10 09 Nov 21
We have used Davison Deem for both our initial mortgage and remortgage. Both times they have been extremely helpful,... very responsive and got us a great deal! Would recommend to any friends who need a mortgage broker.read more
Chris Brown
Chris Brown
14:03 04 Nov 21
Absolutely fantastic, couldn't do enough to help. Put all our worries at ease. Will definitely use again in the future!
Ocean O'Hara
Ocean O'Hara
08:20 19 Oct 21
Peter and his team from Davidson Deem have been nothing less than fantastic in supporting us through the process of... buying our first place. Every call has been informative and guiding, we never feelt like Peter was in a rush or had no time for us. My partner was in his first month of F1 as Junior Doctor so had no show of a steady income, so we had a lot of questions and Peter answered all of them.Would 100% use again and thoroughly recommend to all.read more
Mike Pattison
Mike Pattison
15:33 04 Oct 21
From start to finish we have been in the great care of Davidson Deem Ltd! They got us a far superior deal on our... mortgage than we could find anywhere else. Thank you so much for looking after us!read more
Craig Mason
Craig Mason
07:21 04 Sep 21
This is a brilliant company - highly efficient and professional from start to finish. Peter Stokes in particular has... been fantastic, even taking a lengthy call one evening, outside of office hours, to talk us through some issues with our mortgage. I’ve recommended them to friends and colleagues and will use them again when our mortgage is coming up for renewal.read more
Nicola White
Nicola White
15:18 28 Aug 21
Davidson Deem were wonderful to deal with, very efficient and always came back to me quickly with answers to any... questions I had regardless of how small.As a first time buyer they made the process of it easier and much less stressful.Would recommend to anyone who is wanting to purchase.read more
Paul Coombs
Paul Coombs
08:57 12 Aug 21
I have been using Davidson Deem for many years now and they always offer excellent advice.Peter always goes that extra... mile to explain all the options available and James gives great communication throughout the process.I would wholeheartedly recommend them.read more
Melissa Chloe
Melissa Chloe
16:26 04 Aug 21
Amazing service. Their attention to detail and communication was superb. First time buyer on a trainee solicitor's... training contract and they understood completely. They were very quick to reply to all my queries and delivered with a mortgage offer. Delighted, much better than going direct to lenders. I would recommend to everyone!read more
Umar Wali
Umar Wali
14:21 29 Jul 21
Davidson Deem are a wonderful organisation. They have fantastic pull within the mortgage market but gave me as a... customer the familiarity and warmth of a small firm.At the start of my house-buying journey they took the time to educate me on how the mortgage market and its varying options work and really got to know what was going ti be right for me - even helping me slowly explore this. I never felt rushed or harangued.As my own process was taking time they checked in and their responsiveness and communication were so prompt - even on a Friday afternoon!I live in and am buying in London but they really felt like they were next door the whole time. I’ve been recommending them to friends and family prolifically just as they were referred to me!read more
Claire Sehinson
Claire Sehinson
09:02 16 Jul 21
Brian and James were fantastic in helping myself and my partner arrange our first mortgage. We were quite a complex... case (one of us being self employed) but they went above and beyond in helping, advising, answering all our questions and were expedient and reassuring throughout the process. We are so grateful and would highly recommend Davidson Deem!read more
Adham Chakhachiro
Adham Chakhachiro
22:44 14 Jul 21
Davidson Deem have provided me with the best possible service ever. I had a relatively complicated mortgage case and... they dealt with it professionally which lead to me finally getting my offer. I previously had a terrible experience with another broker, but Davidson Deem is by far the best. Best communication and updates throughout. Couldn't be more thankful. James and Brian were just great. Thanksread more
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