Commercial Insurance
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- You will not be pushed from one adviser to another
- Quality, professional mortgage advice that you can trust
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Mortgages For Professionals with complex incomes through the main high street lenders
High street lenders typically provide more appealing rates, making them the preferred choice for many professionals seeking mortgage solutions. However, navigating the complexities of professional incomes can present challenges in securing loans from these lenders.
Professionals often assume they must seek alternative lenders due to the intricacies of their income streams. Yet, armed with a deep understanding of various payment structures, we confidently facilitate successful mortgage applications with high street lenders.
In fact, a substantial 93.4% of our mortgage applications are seamlessly processed through reputable high street lenders, showcasing our expertise in navigating complex income scenarios.
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Commercial Insurance
If you are in business you will need insurance; without it your livelihood is at risk. An unexpected loss could cause financial hardship and destroy years of hard work and by law, some types of insurance are compulsory.
What types of insurance should I consider for a business? For businesses there are three main areas where you need to consider the insurance requirements of your business:
Insurances that protect against loss or damage caused to your business’ property or trade by adverse events. Specific areas of insurance in this group may include cover for:
- Property – buildings and contents
- Engineering Failure
- Theft
- Money
- Goods in Transit
- Business Interruption
- Trade Credit Insurance
- Motor Vehicles
- Legal Expenses
- And a variety of other risks
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Insurances that cover your business’s legal liabilities in the event of some aspect of your business causing damage or harm to a third party or their property. Employers’ Liability insurance is compulsory by law, but other areas of liability that you may need to consider insurance cover for include:
- Public and Product Liability
- Motor Vehicle Liability
These insurances are best arranged by an insurance broker.
Insurances that protect both you and your employees against the consequences of serious illness, injury or death, and the effects these events could have on your employees, on their families, and on your business. Areas of insurance you might consider are –
- Personal Accident and Sickness Insurance
- Private Medical Insurance
These policies are best arranged by an Independent Financial Adviser (IFA)
Davidson Deem Ltd do not advise on, offer or arrange any form of commercial insurance.
