Commercial Mortgages

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High Street Mortgages

Mortgages For Professionals with complex incomes through the main high street lenders

High street lenders typically provide more appealing rates, making them the preferred choice for many professionals seeking mortgage solutions. However, navigating the complexities of professional incomes can present challenges in securing loans from these lenders.

Professionals often assume they must seek alternative lenders due to the intricacies of their income streams. Yet, armed with a deep understanding of various payment structures, we confidently facilitate successful mortgage applications with high street lenders.

In fact, a substantial 93.4% of our mortgage applications are seamlessly processed through reputable high street lenders, showcasing our expertise in navigating complex income scenarios.

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Commercial Mortgages

The right financial help is essential in today’s business world. We understand this, we have been building relationships with our lenders for well over 20 years so that you can benefit from our experience. In this challenging market where lenders criteria is becoming ever more strict, a broker’s input has become even more helpful. 

We are whole of market commercial brokers, able to access the numerous commercial mortgage schemes via a wide range of lenders across the UK; both high street lenders and specialist intermediary lenders. We can access 100% funding for certain professional status borrowers and for those clients with additional security however, for single property transactions, a general rule of thumb would be 70%-75% loan to value, depending on the specifics. 

As commercial lending is a specialised market, there are no best buy tables as no two deals are the same since most commercial properties and businesses differ greatly. It is a case of using our industry know-how to approach several lenders with an appetite for the type of lending you require. We negotiate strongly on your behalf and create competition between lenders to ensure you have the best rates for your business. 

We can help with:

  • Care homes
  • Leisure Property
  • Semi commercial
  • Retail properties
  • Offices
  • Industrial property
  • Professional property

Please note The Financial Conduct Authority does not regulate some forms of buy to let mortgages and commercial mortgages but does regulate bridging loans.